Terms & Conditions.

These Terms & Conditions govern your use of www.impactgoosecrew.com and the services of IgCrew (Impact Goose Crew), a trade name of Wolmes LLC, 980 N Michigan Ave, Suite 1400, Chicago, IL 60611 ("IgCrew", "we", "us"). By using the website or requesting our services, you agree to these terms.

1. Acceptance of terms

By accessing the website, subscribing to The Crew Letter, booking an appointment or attending an event, you agree to follow these terms. If you do not agree, please do not use the website.

2. Our services

IgCrew provides free financial education: lessons, newsletters, videos, Saturday Money Talk, workshops, Lunch & Learn sessions, educational tools and the Family Impact Review conversation.

3. Informational purposes only

Our content is intended to be used and must be used for informational purposes only. It's very important to do your own analysis before making any investment based on your own personal circumstances. You should take independent financial advice from a professional in connection with or independently research and verify any information that you find on our show and wish to rely upon whether for the purpose of making an investment decision or otherwise. See our full Disclaimer.

4. Insurance products

Where a family chooses to explore insurance or annuity products, any discussion or transaction is handled separately, subject to applicable licensing, suitability requirements and the issuing provider's terms. No product purchase is required to use any IgCrew educational service.

5. Appointments

Appointment requests are not confirmed until we contact you. Please let us know if you need to reschedule or cancel.

6. SMS messaging terms

If you opt in to text messages, you agree to receive messages about appointments, reminders, Crew Letter lessons, events and feedback requests. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for help. Consent is not a condition of any purchase. Details are in our SMS Messaging Policy.

7. Reviews and submissions

If you send us a review or feedback, you confirm it is honest and your own. We may share reviews you give us permission to share, using your first name only. Shared reviews describe educational experiences and are not a guarantee of any outcome.

8. Intellectual property

Website content, lessons, logos, graphics and the IgCrew name and branding belong to Wolmes LLC unless stated otherwise. You may print or share lessons for personal, non-commercial use with credit to IgCrew.

9. Third-party links

Links to other websites are provided for convenience. We are not responsible for their content or practices.

10. Limitation of liability

To the fullest extent allowed by law, IgCrew and Wolmes LLC are not liable for losses or decisions arising from the use of our educational content. You are responsible for verifying information and seeking professional advice for your situation.

11. Governing law

These terms are governed by the laws of the State of Illinois.

12. Changes to these terms

We may update these terms at any time. Changes take effect when posted on this page.

13. Questions

Email contact@impactgoosecrew.com or use our contact form.